Sep 15, 2026
Employer NI now costs you 15% on every pound of pay above £5,000 a year, per employee. For a business with a handful of staff, that adds up to hundreds of pounds a month before you have paid a single wage. And yet there is a relief sitting on the table worth up to...
Sep 10, 2026
HMRC does not send reminders. It sends penalty notices, and most small business owners do not realise they have been fined until a letter lands on their doormat weeks after the deadline has passed. RTI stands for Real Time Information, and it is how every UK employer...
Sep 4, 2026
The employer NIC rate jumped from 13.8% to 15% in April 2025. At the same time, the Secondary Threshold, the point where you start paying NIC on an employee’s wage, dropped from £9,100 to £5,000. Both changes carry straight into the 2026/27 tax year without any...
Aug 31, 2026
Going into business with someone you trust can feel like the obvious next step. You bring one set of skills. They bring another. You split the workload, put your resources together, and build something neither of you might have tackled alone. And when it works, a...
Aug 28, 2026
Your first employee’s start date is confirmed. Before they can be paid, you need a working payroll system in place, and HMRC expects you to have registered as an employer, often weeks before that first payday even arrives. Setting up payroll for the first time...